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Biden warns the US risks becoming an 'oligarchy.' What does the term mean?

President Joe Biden in his Wednesday farewell speech to the nation warned that American democracy was sliding into an “oligarchy” of tech billionaires. What does that term mean? 
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Information
Source name: 
The Associated Press
Unique identifier: CP173839642 
Legacy Identifier: 962e984e57c042848521ffbba581fd39 
Type: Video 
Duration: 2m2s 
Dimensions: 1920px × 1080px     149.62 MB 
Usage rights: Digital platform use only. Broadcast rights and editing of content prohibited. 
Create Date: 1/16/2025 9:11:24 PM 
Display aspect ratio: 16:9